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How IRCTC SBI Platinum Credit Card Beneficial For You?

The state bank of India offers you various products with lots of attractive features and benefits. IRCTC SBI platinum credit card is one of them which gives you ultimate travel benefits.

With this product, you can have cash back, Reward points, fuel surcharge waiver, exciting offers, and much more. IRCTC SBI platinum credit card make your travel amazing.

The IRCTC SBI platinum credit card provides you below advantages.

  • On spending Rs 500 or more within 45 days of product issuance, you can get 350 activation bonus Reward points
  • For booking railway tickets in AC1, AC2, AC CC categories at irctc.co.in and get up to 10% value pack as Reward points
  • 1.8% transaction charges waiver on tickets booked on irctc.co.in
  • For every Rs 125 spent on purchases other than fuel, get 1 Reward point
  • At all petrol pumps for transactions worth between Rs 500 to Rs 3,000 and get 1% fuel surcharge waiver
  • Annual fee have to pay Rs 500 for one-time
  • Renewal fee Rs 300 per annum
  • Add-on charge is Nil for per annum
  • Cash payment fee Rs 100
  • You have to pay finance charges up to 3.35% per month

How Can You Get Instant Approval?

To get instant approval, then you have to submit proper KYC and check online age credit card eligibility before apply. If we talk about age factor, you should be 21 to 58 years with a spotless history. For KYC identity proof, address proof, and income proof have to submit with recent passport size photograph. For identity, you have to share photo ID proof. For address, you need to share Aadhaar, passport, and voter ID. For income proof, you have to provide salary slip and a copy of income tax return. Your income clears the bank’s doubts which would be payback credibility.

After your submission they can cross-checking all the shared documents, then you have a chance to apply through an online and offline. For an online, you have to visit the website of the bank, select your section, fill details as per application form requirement, upload documents, share registered email ID and mobile number. They can ask for registered ID because for further information contact through this.

For an offline procedure, you have to visit the nearest bank branch, fill the physical application form along with self-attested documents. For both procedures, you have to focus on KYC part to get immediate approval.

How Can You Get More Advantages?

You can explore more with this product, have an option to pay bills as per your choice. If you can select offline method, for that, you have to visit the branch and deposit your bills by cash and cheque. After your submission, they can provide you one slip which can use as a proof.

For an online payment method, first of all, register yourself. For registration, you have to visit the website, enter 16 digit number, name, address, upload KYC, registered email ID and mobile number. After verification, they can send User ID and password.

Now you are ready to use online services net banking, mobile banking application, autopay, RTGS, and NEFT. You can login through own ID and make payment on-time.

The Bank Statement

When you are using the product, then it’s possible sometimes your expenses more than limit. For that kind of issues, you can control it through bank statement. You can check every month, after completed billing cycle the bank can send you on registered email ID. Through this, you can check monthly transactions, expenses, swipe report and more activity done by you.

Customer Care Service

If you have any doubt related to your product usage, want to share feedback, complaints, then without any hesitation call on toll-free number 1860 180 1290 and take all queries answer within a second. The executives are always ready to solve your doubts by 24*7 service.

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