When you appear before a judge in an arraignment hearing, you will be given the chance to explain why you pose no risk to the community and should be allowed to go home. If the judge agrees with you, he or she may allow you to post bail so you can go home to await your trial or sentencing hearing.
Depending on the charges against you, you might need to arrange for one of several different types of bail or bonds. You can learn about cash, surety, and bail bonds in Allentown, PA when you go to the website today.
Cash Bond
A cash bond is typically the simplest form of bond. It is used for defendants who have been charged with crimes like robbery or assault. In some instances, it is also used for people charged with fraud or shoplifting.
With a cash bond, you may not have to undergo an extensive credit check in order to be approved. While your credit may be checked prior to the money being fronted for you, you may be granted the cash if you can put up some type of collateral to secure the cash amount. For instance, you may need to agree to a lien on your paychecks or tax refund so the bondsman knows you will pay off the borrowed amount in full.
Professional Surety Bond
A professional surety bond is more complex and requires you to undergo a more extensive credit and background check. This type of bond is used for defendants who have been charged with serious crimes like assault with a deadly weapon or involuntary manslaughter.
To be approved for this type of bond, you typically must have good credit. You also must have a third-party surety agent underwrite or ensure the bond for which you are applying. In essence, you are working with two separate companies that require you to pay back the money you borrow. If your credit rating is poor, you might need a co-signer in order to secure the bond before the money can be fronted for you.